WINTERIZE YOUR HOME WITH THESE 3 TIPS

1. Remove leaves around your outside HVAC unit. This is likely your home’s largest operating system. The compressor part of your air conditioner is located on the exterior of your home and can become inefficient with debris and leaves blocking it.
2. Clean your gutters. Leaves clogging your gutters can cause big problems any time of the year. During cooler months, leaves can potentially cause water to backup into your attic and even your basement.
3. Schedule a furnace tune-up. A furnace tune-up not only includes cleaning that keeps your furnace running efficiently, but it also catches small problems before they turn into big problems.

We want to share in your success. Our company goal is to maximize your performance by providing exceptional products and services that facilitate and expedite the closing process. From your first contact with a Fidelity National Title representative, to the closing of your transaction, our mission is to provide a fully responsive, problem solving environment that ultimately makes you successful. Please contact me with any questions. – Tina Jent-Fodor, Real Estate Title & Development · Escrow Services · Real Estate Service

We want to share in your success.

Our company goal is to maximize your performance by providing exceptional products and services that facilitate and expedite the closing process. From your first contact with a Fidelity National Title representative, to the closing of your transaction, our mission is to provide a fully responsive, problem solving environment that ultimately makes you successful.

Contact me with any questions or visit our website.

– Tina

 

CFPB TRID – Proposed Extension Ahead!

The Consumer Financial Protection Bureau  (CFPB) issued the proposed amendment on June 24, 2015 to the know before you mortgage disclosure rule. Which proposes to move the rules effective date to OCTOBER 3, 2015.

The rule, also called the TILA-RESPA Integrated Disclosure rule, requires easier-to-use mortgage disclosure forms that clearly lay out the terms of a mortgage for a homebuyer. The Bureau is issuing the proposal to correct an administrative error that would have delayed the effective date of the rule by at least two weeks, until August 15 at the earliest.

The Bureau believes that moving the effective date may benefit both industry and consumers with a smoother transition to the new rules.

Contact us to learn more about the TRID rule.

– Tina

How to conserve water in this California drought and save money

Going into another straight year in a drought, it is so important we do our best to conserve and by conserving you will save money.How much do we consume on a daily basis? And what can we all do to reduce waste. This straight forward infographic will help you identify simple changes you can make.

Techniques to find the positive in a negative world

Did you know your outlook on life, and what you choose to do with your life accounts for 40 percent of your happiness levels. This includes your friendships, work, and participation in your community.

Here are some tips to add positivity to your life..

CONTROL

While you may want to stay up on the events occurring in the world, sometimes a headline is sufficient to grasp new developments. Limiting the time you spend with television, radio and the internet will not only control bad news coming, but you will have more time to do something positive for yourself.

MUSIC

Music has the most incredible way to change a mood or feeling. Create a playlist for days when you feel down. Label it something fun like ‘Postive Beats’ or ‘You are awesome’ and put only the most upbeat, positive music on this list. When you are needing a little boost listen to your list.

BE THANKFUL

Gratitude when you are feeling down, will make you really appreciate even the smallest things around you in your life. It may be hard to find something to be grateful for when you are having a really tough day, but take a moment, make a list of 5 small things in your life that many people in this world would want to be thankful for. Write them down and read them over and over. Eventually your mindset will change to a positive and grateful mode.

DANCE

It is a fact that dancing increases endorphins and endorphins increase happiness. Whether you are in your bathroom at work having a bad day, at home or out – do a little dance for five minutes and just watch that smile come to your face.

Understanding and sharing your strengths, talents and life purpose is the most powerful way to increase your long-term feeling of positivity.

~ Tina

Rise and Shine! Tips on how to become a morning person and be happy doing it.

Are you a night owl who stays up really late, only to struggle in the morning and fully wake up at your computer around noon? The great news is only two in ten of us fall into the category of late night owls, while the rest fall somewhere in between. Even better, If you operate in the evening hours, you can still train yourself to be an early riser. Here are some tips to add more life to your day.. and hours.

REFLECT

First things first, why do you want to get up earlier? Make a list as to how it will help you throughout your day to have that extra hour or two. Place the list next to your bed, so it is the last thing you see at night and the first thing in the morning. This reflection will remind you of how much you can accomplish with this extra time.

SIEZE THE DAY

Waking up grumpy and depressed about your day will ensure your hours are kept in that mood. The first thing you hear and see should be positive and motivational. Change your alarm to an upbeat positive song, for example: ‘DIAMONDS’ by Rihanna is an upbeat, fun song.  One of the first lyrics says “I choose to be happy”.  Yes, Happiness is a choice, and if these lyrics flow through your ears first thing in the morning, you will automatically think positively and the rest of your day will most likely move forward in a happier mood.

TURN OFF & SLEEP

Now that we have the mental steps down, try these actually physical steps that will help you rise and shine:

a. Go to sleep earlier.

b. Read a book before falling asleep. This will help your brain to rest and not be so stimulated by laptops and television.

c. Drink herbal tea the night before like lavender or milk tea to relax your body and help you get a restful nights sleep (stay away from caffeinated teas)

4. When you wake in the morning, make sure you eat the best meal of your day. Breakfast will fuel your body and stimulate your brain while giving you lots of energy. A morning workout has also been known to help get your body flowing and ready for the work day.

A habit takes about 21 days to change, so try not to expect results overnight. Take it slowly and with time, you will find more hours in your day, accomplishing goals and increasing your happiness.

~ Tina